Realizations and lessons learned from COVID-19

September 22, 2020

And why it’s important to be financially prepared for anything, pandemic or not  When the COVID-19 pandemic quickly swept the world, it became apparent to all of us that our frequent five-minute handwashing and wearing of surgical face masks wouldn’t be enough to keep everyone safe.To contain the spread of the virus, we were told to stay home or stay six feet apart. And just like that, life as we know it came to a near-halt.  Months after Enhanced Community Quarantine (ECQ), and with no vaccine in sight, we can’t say how long till we return to our normal routines. But we can all find comfort in the fact that we’re dealing with this pandemic together, and we’ll overcome it in the same way. Life as we know it might change forever but we can go on, worry-free, if we stay informed and prepare for the future.  Because while the future is uncertain, we can always take steps to prepare today so we can worry lesstomorrow. COVID-19 has affected our lives in different ways but the lessons we learned from it are essentially the same. Here are five lessons everyone learned or should learn, especially now that most of us are finally back to work.  1. Health is indeed wealth Your health is your best asset—both physically and financially. Pandemic or not, protecting your health always comes first. And having good health and being in shape give you more energy to work hard for your family while pursuing your passions. Staying healthy saves you a lot of money too. After all, getting sick is not cheap. You have to pay for medicines, treatment, and confinement. Costs for COVID-19 treatment can reach millions, and so do other critical illnesses like cancer, heart attack, renal failure, or stroke.  But if you do get sick (and often these illnesses will just strike without warning), there are ways to make sure you are financially prepared. Protection plans like FWD Insurance’s Set for Health ensure that you have the money you need to pay for any medical bills. It allows you to claim up to three times against major critical illnesses—and if you remain healthy by 75 years old, you’ll get your money back.  2. Good habits are important For years, we’ve been told to wash our hands properly. But we never really took it that seriously. Until this year. Now, it’s one of the best lines of defense against COVID-19. With most of us being called back to work or allowed to go outside, handwashing or sanitizing our hands are even more important. Let’s not forget to regularly disinfect and clean our homes either.  Other precautionary measures we learned recently leaving our shoes outside, showering and changing into new clothes immediately, and storing dirty laundry in disposable bags. 3. The importance of a rainy-day fund It’s a good idea to have a rainy-day fund to cover expenses in case of emergencies.  This is all the more relevant today during the COVID-19 pandemic. As the saying goes: hope for the best but prepare for the worst. Financial planning is important, especially if you’re the breadwinner. Life insurance plans like FWD’s Set for Tomorrow make sure that your family has the financial means to go on, protecting them from unpaid loans and sudden income loss due to death. OFWs who work abroad get additional protection, too. 4. Information is key. This year we’ve seen how the right information can actually save lives. From patients’ travel histories to accurate, science-based news about masks and social distancing. But a lot of information is still out there, and not all of it is checked. So when reading the news, check the source. Is it from a reputable channel, agency, or publication? Are the statistics and studies from credible research or government organizations? Let’s all be vigilant in spotting fake news. 5. It pays to be prepared The pandemic has showed many of us how extremely dependent we are on our paychecks and daily earnings. With no work or income for more than a month, a lot of us have struggled to make both ends meet. And this will continue with businesses laying off workers and instituting a “no work, no pay” policy. That’s why it’s important to be financially prepared and have a financial safety net so you can get through any emergency. It’s not too late to start securing your financial future today. Save. Invest. Protect. VUL plans like FWD’s Set for Life allows exactly that. You get both insurance and investment and pay for it monthly. You get to grow your money and, at the same time, secure your future – and your family’s. COVID-19 is a call for preparedness for everyone. The pandemic took us by surprise, but we learnedsome valuable lessons. Now that we know better, we can prepare better—physically, mentally, and financially. FWD Insurance is one of the few insurance companies that are digitally ready to help you financially prepare for the future. Its financial advisors are available to talk to you about your finances and help you with your financial goals via video chat or whatever channel is more convenient for you.


September 17, 2020

In celebration of Civil Service month, we treat you with a 10% discount* at #TheSMStore from September 18 to 20, 2020. *With a minimum single-receipt purchase of P2,000 on regular-priced items upon presentation of government ID and SMAC


September 9, 2020

Get an EXTRA 9% OFF on top of all items*  TODAY September 9 with #TheSMStore’s 9.9 Sale!  We got great selections for you, from fashion to home items! So what are you waiting for? Visit The SM Store nearest you or order via #SMCallToDeliver at #143SM (#14376) and be EXTRA! *With a minimum single-receipt of P3,000 Per DTI Fair Trade Permit No. FTEB- 104265 Series of 2020


August 29, 2020

Celebrate empowering everyday heroes this long weekend with Yellow Cab’s Only The Finest For Our Heroes promo!  Get a FREE regular Charlie Chan or 4 pieces of original Hot Chix for every order of 12-inch New York’s Finest pizza, starting at just P735.   Promo runs from August 27 to October 31, 2020. This limited time offer is available in participating Yellow Cab stores nationwide for dine-in, Curbside® pick-up, take-out, or delivery. Also available via GrabFood, FoodPanda, and LalaFood.    All Yellow Cab stores comply with proper operating guidelines to ensure you get our signature products as safely as possible. Stay safe!  For more information, visit


August 28, 2020

Every mom’s goal is to support their kids with good health, proper growth, and mental development. It’s hard do it alone but with the right growing-up formula milk—the goal is attainable. Wyeth Nutrition™, manufacturer of PROMIL® FOUR, partnered with the world’s biggest e-community of shoppers – the Home Tester Club (HTC) - to find out what moms look for in choosing the right growing-up milk for their kids. Home Tester Club strongly advocates helping people make informed purchases by sharing real product experiences. It promotes responsible and sensible shopping through shared conversations and reviews among its members, which consists of shoppers across all ages and product categories. Last November 2019 to January 2020, HTC conducted a survey among 335 moms (from 20-45 years old, with kids 3 to 7 years old located in Metro Manila) to compare PROMIL® FOUR with other milk brands in a ‘blind’ test and taste engagement.  Results reveal that 9 out of 10 Home Tester Club moms would switch to PROMIL® FOUR after trial for its taste. Rina, a mom from Makati City, shares that PROMIL® FOUR’s right amount of sweetness is what her kid loves the most. “As compared to other brands, it provides the exact amount of taste for my kid without needing to add sugar. I have tried other brands of growing-up milk and I didn’t like how they were very sweet”. Melody, mom to Ava, echoes the concern of most moms about sugar content. “We’ve been looking for a milk formula with less sugar. From my observation, the used glass of [PROMIL® FOUR] milk didn’t attract ants. It also tastes healthier, so I decided that this is the milk that I will give my daughter.” Maylene couldn’t be happier that Thea, her daughter, finds PROMIL® FOUR not too sweet and really has the milky taste that is just right for the taste buds of kids. Aside from the taste, mommy respondents agree that another important factor for them in choosing the right milk is the nutrients found in the product. Jenny shared that her daughter Sherra usually drinks a glass of milk when she gets home from school. At first, her daughter was not enthusiastic when she tasted PROMIL® FOUR. However, it changed after a few more tries, and now her daughter loves it. According to Jenny, “It’s a good transition for me because PROMIL® FOUR offers more nutrients than the other milk brand we’ve been using. We’re sticking with it from now on.” Another mom named Carla was surprised upon discovery of the nutrient content of PROMIL® FOUR. ”Actually, it’s only now that I learned the kind of nutrients of this product. Wow, there’s a lot! I’m really going to give this milk to [my daughter] Crystal”. PROMIL® FOUR is scientifically designed with important and essential nutrients to support a child’s proper growth and mental development to help nurture the gift. In the PROMIL® FOUR Test and Taste challenge, HTC validated the survey with actual reviews of moms who participated in the activity. The result: 9 out 10 Home Tester Club moms in Metro Manila would switch to PROMIL® FOUR after trial.  What about you, moms? Test and taste your child’s milk to experience the difference yourself.

A Delicious Return

August 28, 2020

Make your next celebration fluffy, creamy and, yummy with Goldilocks’ famous Brazo De Mercedes, now back by popular demand! Enjoy the long-awaited return of this crowd favorite which now has even more luscious and creamy yema filling! And as a special promo, every order of Goldilocks' Brazo De Mercedes cake, will come with 3 FREE packs of Caramel Popcorn (small) as a thank you for patiently awaiting its' return. Grab this special promo from August 24 -31, 2020 at select Goldilocks Bakeshops Within Luzon! For more information, you may follow @GoldilocksPH on Facebook, Twitter, and Instagram, or visit the official Goldilocks website at


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