Today's Top Stories

  • CDO joins The Church of Jesus Christ of Latter-Day Saints' #LightTheWorld celebration

    CDO joins The Church of Jesus Christ of Latter-Day Saints' #LightTheWorld celebration

    THE Church of Jesus Christ of Latter-Day Saints celebrates the birth and life of Jesus Christ through the #LightTheWorld by caring for individuals one by one throughout the month of December. For more than 30 years, The Church of Jesus Christ of Latter-Day Saints has been lighting the Manila Philippines Temple grounds as a Christmas tradition and usually expects thousands of members and friends of other faiths to visit as the Yuletide holiday draws near. However, since visitors will not be able to visit the temple grounds due to the pandemic, the Philippines Area Presidency has decided to bring the lighting event online. In the Philippines, the Church currently has two operating temples, one in Quezon City, the Manila Philippines Temple and another one in Lahug, Cebu City, the Cebu City Philippines Temple. Two temples are under construction as of this writing, one in the greater Manila area and another one in Urdaneta. Three more temples have been announced and are scheduled to be constructed in Cagayan de Oro City, in Davao City, and in Bacolod City.  All over the world, there are 168 dedicated temples (160 currently operating; and 8 previously dedicated, but closed for renovation), 31 under construction, and 32 announced (not yet under construction). #LightTheWorld is an invitation to transform Christmas into a season of service. It’s a worldwide movement to touch hearts and change lives by doing the things Jesus did: feeding the hungry, comforting the lonely, visiting the sick and afflicted, and showing kindness to everyone. Jesus said, “Ye are the light of the world” (Matthew 5:14). #LightTheWorld is the perfect way to let our light—and His light—shine brightly. Each year during the Christmas season, The Church of Jesus Christ of Latter-day Saints makes a monumental effort to spread the message and mission of #LightTheWorld. However, you can do it all year by thinking about who you can serve each and every day.

    November 30, 2020

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  • Building a Recession-proof business through Health, Beauty and Wellness

    Building a Recession-proof business through Health, Beauty and Wellness

    Davao City, Philippines - In times of pandemic, safety and security for you and your loved ones take utmost precedence. Fortunately, the internet has opened massive opportunities to learn and to apply the knowledge from the safety of your home.   We often hear the importance of generating multiple income streams that can positively impact your finances and life quality. With the current scenario of decreased job security and uncertainty in your primary income source, having a secondary income source takes priority and should be pursued with added vigor.   In looking for a secondary source of income, some key points should be considered, especially in these times when movement and interaction are minimal. The source of income must be Flexible, Scalable, Sustainable, and Enjoyable.   All these can be found in RED FOOTPRINT, a Stem Cell Therapy center and Business Consultancy organization that aims to share hope and inspiration to people looking to expand their opportunities.   A rapidly growing organization, RED FOOTPRINT is also an online training and business hub that helps develop leadership potential through a proven international platform. It allows people to view business from a new perspective and provides them an opportunity to build their own business at their own time and pace.   Together with RIWAY INTERNATIONAL's oral live cell therapy and luxury skincare products, it provides a sustainable income-generating business model that can be done online and offline.   With the flagship product PURTIER Placenta, which has been dubbed "the Rolls-Royce of health supplements," RIWAY has created a revolutionary breakthrough in healthcare and exceeded all expectations through extensive research and development.   PURTIER Placenta combines 11 ingredients synergistically working together with deer placenta, improving the supplement's efficacy and age-defying effects and making it the perfect and only health supplement you ever need.   RED FOOTPRINT has already changed many lives around the country. It's time we help you change your life, too! The organization has proven that passion and determination, coupled with persistence and vision, can create success!   CEO Mr. Rex Bugcalao and his wife Gina Bugcalao started Red Footprint in July 2020, intending to provide a platform for people willing to learn and start their own business during the pandemic.   It was Bugcalao’s experience that prodded him to start the company. He worked with several big companies like Aboitiz Power and Davao Light and Power Company, but after resigning he and his family faced financial difficulties. It came to the point where Rex had to work as a taxi driver to provide for his family.   The experience taught the Bugcalao couple to be generous to others. They started the company not out of personal gain but in order to help others in their pursuit of success. To accomplish their goals, the couple invited some sought-after leaders to become partners and mentors.   In a few short months, Red Footprint has established an aggressive digital presence, providing free daily Zoom events, creating an online website and pages, and making itself accessible on social media. The company also started a closed group that has over 1,500 members as of writing.   Red Footprint has also taken the group to the next level by developing a mobile app which the members can use to easily access shared documents, scan through the different available events, find answers to frequently asked questions, and  connect with other group members.   In the coming year, Red Footprint's goal is to be the loudest, biggest, and strongest business consultant organization in the country. So if you want to be part of this milestone, join us now and be part of Red Footprint!

    November 30, 2020

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Mindanao Daily News

Toyota PH affirms power to lead with unveiling of New Fortuner

October 21, 2020

Motoring

By: , Continuing its streak of digital vehicle launches, leading mobility company Toyota Motor Philippines (TMP) has started the last quarter of 2020 with a highly-anticipated update on one of the most popular models in its lineup – the Toyota Fortuner. The New Fortuner range is headlined by the new LTD variant in 4x4 and 4x2 which comes in an exclusive design, followed by Q and V variants in automatic transmission, and the G variant available in AT and MT.  Starting at Php 1.63M for the G MT variant, TMP assures Filipinos of great value for money with Toyota’s signature quality, durability, and reliability embedded in the DNA of the country’s best-selling and well-loved Sports Utility Vehicle (SUV). During the online launch of the New Fortuner, TMP President Atsuhiro Okamoto recalled how the Fortuner changed the local automotive landscape at a time when entry level sedans and Asian utility vehicles were the affordable crowd favorite. “The Fortuner captured the hearts of many Filipinos as proven by strong sales.  It has an SUV body perfect for the Philippines’ flood-prone streets, an array of variants including a fuel-efficient diesel engine, a macho look that satisfies desires, and most of all, an affordable price – making it an achievable dream!” said Okamoto.  “The new Fortuner is SMARTER, STRONGER and SAFER than ever!  With its refreshed line-up led by the top-of-the-line premium LTD grade, the country’s best-selling SUV just got better!” he added. Since the Fortuner’s entry in the local market in 2005, TMP has already sold over 220,000 units of this highly-recognized SUV. In 2017, the Fortuner was crowned best-selling vehicle in the country. Just this August, the model dominated the mid-sized SUV category with over 30% market share. With the 2020 update, the Fortuner gets more confident, prestigious, safe, further proving itself a formidable and reliable SUV, perfect for any city or off-road drive.   Drive in style, drive to lead The New Fortuner LTD’s look is made more striking and more elegant coming in the 2-tone color black roof color lineup, a bolder and sportier front and rear bumper design, and machine-cut 18” alloy wheels. Split-type LED headlamps and LED front foglamps, sequential turn signal lamps, and the redesigned LED rear combination lamps give the LTD variant a more dynamic design while maintaining visibility on the road. The Q and V variants also get LED foglamps and redesigned LED rear combination lamps, as well as Bi-Beam LED Headlamps with LED Line Guide - Daytime Running Lights. G variants also now come with Bi-Beam LED Headlamps with LED DRL.   Confidence, ease, and control Ingress is smooth and easy with Smart Entry and Push Start System for LTD, Q, and V grades. The LTD variant features an elegant interior in leather with maroon accents, as well as galaxy black trim and interior illumination which adds to the sophisticated interior look of the vehicle. The Q variant also gets the classy black leather interior complemented by a dark wood trim. The driver gets more control over the ride with various modes: Eco and Sport for LTD and Q variants, Eco and Power for V and G variants, and easy access to switches on the steering wheel and through the Apple CarPlay/Android Auto-compatible audio system across all variants. LTD, Q, and V variants feature 8” display audio. Comfort and entertainment is guaranteed the whole journey for the driver and passengers as LTD and Q variants have 8-Way Power Adjust front seats, and Front Seat Ventilation System for the LTD variant. Never lose power with the wireless charger and rear USB chargers available on LTD, Q, and V grades, and experience premium sound quality over the LTD variants’ 9-speaker JBL sound system. Feel at ease throughout the ride with front and rear automatic control for V grades and up.   Made stronger and more efficient The New Fortuner LTD and Q variants are powered by the 1GD-FTV engine which gives 201 HP (204 Ps) max output and 500 Nm max torque, while the V and G variants have the 2GD-FTV engine which gives 147 HP (150Ps) max output and 400 Nm max torque.  The 2GD engine is improved for the New Fortuner V and G variants and enjoys 5% improvement in fuel efficiency versus the previous generation Fortuner.   Toyota Safety Sense now available in the New Fortuner With safety as Toyota’s utmost priority, the New Fortuner is the latest addition to the expanding Toyota Safety Sense (TSS)-equipped models in TMP’s official lineup. Made better and safer than ever, TSS settings previously featured in select Toyota models such as the Pre-Collision System, Lane Departure Alert, and Adaptive Cruise Control are now available for the Fortuner LTD and Q. All variants come with SRS airbags (7 for the LTD variants), 3-pt. ELR seatbelts, Anti-Lock Brake System with Brake Assist and Electronic Brakeforce Distribution, Vehicle Stability Control with Traction Control, and Hill-Start Assist Control. The 4x4 LTD variant also has Downhill Assist Control. All variants also come with a total of 6 clearance and back sonars, in addition to the Panoramic View Monitor that comes with the LTD, Q, and V variants or reverse camera for the G variants.   Pricing The New Fortuner will be available in all of TMP’s 70 dealerships across the country by October 19, 2020. The New Fortuner is also available for safely-distanced viewing in our virtual showroom. Get the full dealership experience online and check out the product highlights, view the interior and exterior in 3D, calculate payments, and submit inquiries direct to any preferred dealer via https://toyota.com.ph/fortuner. For more information on the New Fortuner, visit TMP’s official website at www.toyota.com.ph and follow the official social media pages at ToyotaMotorPhilippines (Facebook and Instagram), @ToyotaMotorPH (Twitter), and Toyota PH (Viber and Telegram).

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Trucks dealer NZH International expands to Mindanao

July 27, 2020

Motoring

By: Mark Francisco, QUEZON City-based NZH International Vehicle & Machinery, Inc. has established its first branch outside Luzon right here in Cagayan de Oro City. NZH Mindanao was inaugurated last Saturday (July 18) in its premises at the heart of the city particularly at Cugman Highway. It is now the fourth branch of the ever growing NZH International Vehicle & Machinery, Inc. which has maintained two more branches in the northern part of the country outside of its flagship dealership in Quezon City. According to NZH International Vehicle & Machinery, Inc. national sales director Robin Lu, they chose Cagayan de Oro as their stepping stone in other parts of the Philippines even in this time of pandemic since the government here has managed the COVID-19 crisis well so as to steer the economy as well. In the words of Maybelle Quilnat of NZH Mindanao herself, she opined that the administration of Mayor Oscar Moreno has recognized the continuing relevance of supply providers such as their business in keeping the economy float and at the same time managing the coronavirus pandemic. At the same time, Quilnat also said that NZH International Vehicle & Machinery, Inc. ventured into the Mindanao market particularly here in Cagayan de Oro City since it is the gateway to the northern part of the island. Quilnat said that industry vehicle providers such as their company are essential especially at this time of the pandemic to keep the movement of supplies stable. NZH Mindanao has a wide range of Shacman dumptrucks, transit mixers, tractor heads, wing vans and cargo trucks. She said that these are used in construction, freight forwarding, aggregates trucking and mining, among others. “Even during the time of pandemic, they continue to operate.” For his part, Moreno expressed his gratitude to NZH International Vehicle & Machinery, Inc. for putting their investments in Cagayan de Oro City in the midst of these trying times, saying they are not just helping to buoy up the economy but their transport conveyances are essential in all sectors. At present, Shacman heavy duty trucks are sold in more than 90 countries, the export and export volume ranking in the leading position of the industry, providing a full range of logistics solutions. Indeed it is here in the Philippines. Lu said the trend of the trucking industry in the country is for the logistics and construction sectors to buy durable equipment over less expensive but unworthy ones. He assured potential clients that NZH International Vehicle & Machinery, Inc. excels in after-sales service in all its dealerships nationwide.

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Toyota Motor Philippines Online E-Sports program – GR Supra GT Cup Asia – Philippines

June 15, 2020

Motoring

By: , This move was brought about by the latest situation where safety is of highest concern to everyone and mass gatherings like physical races are foreseen to be limited in the coming months. “Safety of our customers, employees, and fans are always at the top of our priority,” expressed TMP President Atsuhiro Okamoto.  “But we also recognize the value of waku-doki spirit in everyone!  This is a great way to sustain the excitement of motorsports program in the Philippines in a safe environment.” The GR Supra GT Cup Asia – Philippines, an e-racing event under Toyota’s Gazoo Racing motorsports program, will be fully held online and will be open to the public, ages 18 and above.  “Finally, Toyota fans can participate in our sports program at the comfort and safety of their own homes.  We also expect this activity to reach a wider and younger audience, based on the profile of gamers.”  The online e-race, using Toyota’s legendary sports car icon, the GR Supra, is expected to start in July 2020.  Winners of the e-race will get a chance to participate in the regional finals, the GR Supra GT Cup – Asia. E-Sports in the Philippines have grown in popularity over the years. The addition of E-sports programs in various international competitions, producing Filipino medalists, have further legitimized the sport. The GR Supra GT Cup Asia – Philippines is Toyota’s fun and safe alternative to holding the country’s number one motorsports program, The Vios Racing Festival. Usually held in 3 legs from the second to the fourth quarter, the current situation makes it very challenging for Toyota, the racings teams, the drivers, and public spectators to do this physical event. “We look forward to a better 2021 Vios Racing Festival Season where we can go back to the tracks again and feel the heat and excitement.  But for now, we invite everyone to join the GR Supra GT Cup Asia E-Sports Program,” Okamoto concluded. More details of the GR Supra GT Cup Asia – Philippines will be announced soon.  Stay tuned at Toyota.com.ph and facebook/ToyotaMotorPhilippines to get updates.

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Hino Reopens Dealerships Nationwide

June 15, 2020

Motoring

By: , Hino Motors Philippines, the exclusive distributor of Hino trucks and buses in the country, recently reopened its doors to Filipinos as the national quarantine guidelines eased up. All of Hino’s 21 dealerships nationwide are back in operations. With the majority of the country now in General Community Quarantine (GCQ), Modified GCQ (MGCQ) and many business establishments are already reopening, Hino resumes operations to help the economy recuperate from the hit it took from the COVID-19 pandemic. Hino’s reopening of its dealerships is in line with the provisions and guidelines of community quarantine on each area. To ensure the health and safety of its customers, workers and partners, Hino observes strict cleanliness and health protocols such as the regular checking of temperature. All dealerships nationwide will undergo regular and thorough sanitization to maintain a safe and clean environment. Those entering the dealerships are required to hand sanitize with alcohol and to keep their face masks on during their entire stay inside. In compliance with physical distancing guidelines, only a limited number of customers will be allowed at a time. Hino will also be stringent in limiting human contact for all customer transactions. Hino has 21 3S dealerships across Metro Manila and key provincial cities. Below is the list of operational Hino 3S dealerships: NCR: Hino Balintawak Hino J. Abad Santos Hino U.N. Avenue Hino Pasig Hino Paranaque Luzon: Hino Isabela Hino Nueva Ecija Hino Pampanga Hino Carmona Hino Laguna Hino Batangas Hino Naga   Visayas: Hino Leyte Hino Panay Hino Negros Hino Cebu Hino Mandaue   Mindanao: Hino Butuan Hino Cagayan de Oro Hino Davao Hino Gen. Santos To access Hino’s full list of dealership centers and contact numbers, customers may refer to this link. More announcements are updated in Hino’s official website and social media pages on Facebook and Twitter.

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Out with the Old, In with the New: Doña Elena Olive Oil Introduces its Latest Look

November 30, 2020

Corporate

By: PR, The nourishment that we’re craving right now is all about healthy, affordable, and easy to create home-cooked meals. And why not? In this period of the new normal, most people will agree that cooking is a way we can bring some order and a sense of pleasure in our lives right now.  Whether you’ve been looking for ways on how to cook deliciously affordable meals or wanting to feel empowered in the kitchen, Doña Elena, the country’s no. 1 olive oil inspires you with some thoughtful ideas that won’t only sustain, but will also bring comfort during this time of corona.    A new look that you’ll love: Introducing the new Doña Elena Olive Oil bottle that’s recognizable for patrons and accommodating for first-time users  Celebrated for its perfected combination of premium-quality olives directly sourced and harvested from the farms of Andalucia in Spain, Doña Elena Olive Oil has been dominating the market for a full decade now. We break down what makes Doña Elena Olive Oil the ideal choice in preparing home-cooked, restaurant-quality meals that will inspire you to cook healthily at home! Packed with the good stuff What separates Doña Elena Olive Oil from the rest of the field is its ability to take an already-healthy dietary staple up a notch and make it even fuller in flavor. Extracted from the fruit of olive trees, olive oil defines the Mediterranean diet. Countries like Spain and Greece that have it as part of their native cuisine touts some of the world’s healthiest populations, thanks in large part to the health benefits of olive oil.   Doña Elena Olive Oil is a blend of high-quality hojiblanca and picual olives Doña Elena’s offerings, in particular, are rich in good fats and oxidants through the combination of two types of olives, hojiblanca and picual. Each bottle contains 80% monounsaturated oleic acids, which is proven to regulate insulin and support weight management according to research. The heart-friendly fat is also known for supporting the health of the heart and enhancing brain function. These two organs could be hit by COVID-19, studies say.  Doña Elena Olive Oil comes loaded with high levels of antioxidants like polyphenols and is packed with vitamins E, K, and A that helps lower bad cholesterols. Everything for anything As diverse as the health advantages of olive oils are in its applications, Doña Elena Olive Oil comes in three variants to make any type of dish shine with flavorful and aromatic taste. There’s Extra Virgin for dips and salad dressing; Pure Olive Oil for pasta and everyday cooking; and Pomace for roasting and frying. What’s more, Doña Elena Olive Oil is the only brand that offers the most comprehensive sizes. Whether you’re a seasoned chef or a kitchen rookie, Doña Elena’s Pure, Extra Virgin, and Pomace are conveniently available in 250 ml, 500 ml, 1 Liter, and 5 Liter PET bottle sizes so you have all the options for every purpose and need. As tasty as it looks To make sure that the packaging of Doña Elena Olive Oil does justice to its quality, a renowned French designer was tasked in 2017 to create a new bottle befitting a well-loved premium quality product. The result is a strengthened brand identity that is at the same time recognizable to patrons and accommodating to first-time users.   Doña Elena Olive Oil’s carefully curated bottle design is a stand-out for its elegant and functional design The new packaging includes two significant, fine engravings on the bottle that are exclusively Doña Elena: the Doña Elena insignia near the top, and the olive fruit near the base. Another detail that customers enjoy is the usage recommendation per variant that is printed on the label, making it easier to choose the right olive oil for your cooking needs.  For whatever occasion, Doña Elena Olive Oil comes through as the perfect culinary companion in preparing delicious meals that are good for the health and light on the wallet. Doña Elena Olive Oil is available in all groceries and supermarkets nationwide. Buy online beginning November 20 at www.AceMarket.ph.   --- Fly Ace Corporation is one of the leading food and beverage consumer goods companies in the country today. Propelling limitless multiple-category growth by bringing the best of the world closer to Filipino consumers, Fly Ace Corporation’s portfolio of food and beverage products includes house brands and exclusively distributed brands. To learn more about Fly Ace, visit www.flyacecorp.com. Doña Elena Olive Oil is exclusively distributed by Fly Ace Corporation in the Philippines. It is the consistent no. 1 Olive Oil brand according to A.C. Nielsen. Available in three (3) variants, Extra Virgin, Pure, and Pomace which comes in 250 ml, 500 ml, 1 Liter glass bottles, and 5 Liter PET bottle sizes. For more tips, recipes, and promos visit @donaelenacuisineraclub on Facebook and Instagram.          

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AIA Philam Life continues Save Lives Mission, launches new funds

November 28, 2020

Corporate

By: PR, AIA Philam Life continues to fulfill its purpose-driven mission to race against risk and protect every Filipino family and empower them to live healthier, longer, and better lives.    The Philam Group (AIA Philam Life and BPI-Philam combined) rallies behind its Save Lives commitment achieving 67 per cent of its target of lives saved, and 61 per cent in terms of basic sum assured coverage. Despite challenges of the current pandemic, Philam Group was able to stay the course by quickly strengthening its digital capabilities, initially with the Facebook chatbot, the enhanced digital selling (EDS), and now Coffee Closing is fully operational, allowing digital selling to be completed within 20 minutes.    AIA Philam Life CEO Kelvin Ang said, “While it has been a challenging year, the pandemic has given us a stronger purpose to fulfill our mission. We remain committed to fulfilling our Save Lives targets and will work towards its completion by the end of the year. It helps immensely that we are well-positioned to fully embrace the shift to digital in response to the physical restrictions. With our digitally enabled agency force, we are ready to continue addressing the protection needs of Filipinos, now at a faster rate. As we continue to adapt to the situation, this also means technology, digital and analytics will be at the center, becoming our enablers in the fulfillment of our mission.”    AIA Philam Life remains financially strong and stable despite the local economic challenges. “Our financial strength, through our assets and net worth, remained robust throughout 2020 with no significant impact from the pandemic. Our new business results (measured as annualized new premiums) continue to improve in the third quarter, reflected in the strong double-digit growth vs the previous one,” said Gary Ogilvie, AIA Philam Life Chief Financial Officer (CFO). “Furthermore, we are pleased with our product mix and shift to protection and related improvement in our new business margins. We remain confident of the opportunities ahead, with the low insurance penetration rate, and our strategy coupled with an increased awareness of health risks and the value of protection following the pandemic.”   The year showed continued customer patronage for AIA Philam Life’s protection products, with its protection trinity offering making it to the top four bestsellers of the company: AIA Critical Protect 100, AIA All-in-One, and AIA Med-Assist. “Our focus on protection products has allowed AIA Philam Life to achieve a more balanced portfolio, with high protection products accounting for almost half of the mix,” said Leonardo Tan Jr, AIA Philam Life Chief Marketing Officer. “Customers who now have ample coverage for medical emergencies, critical illness and untimely passing, would want to look for solutions for their long-term savings needs, which is why we are now launching new funds that will address this new demand.”   Taking Your Investment Global    With an already strong protection portfolio, AIA Philam Life introduces the global fund range that will be made available through its suite of variable insurance products aimed at addressing the long-term savings needs of customers, with support from AIA Investment Management Pte. Ltd. (AIA IM).    AIA IM is an AIA-affiliated company that was incorporated in 2016 as the hub for regional investment management, solely managing the assets of the AIA entities within the AIA Group and providing investment solutions for customers.    “A first to market approach in the Philippines, the Elite Fund Portfolios Range provide unit linked customers access to global investment strategies managed by best in class fund managers. The Elite Funds combine the different strategies to match client risk profiles and focus on delivering long term investment returns. AIA’s experienced team of investment professionals monitor the funds and strategies in the same way we manage our own money. We invest alongside our customers using the same best in class fund managers and apply consistent standards of professional oversight, providing our customers with the reassurance and consistency they expect from AIA.” said Mark Konyn, AIA Group Chief Investment Officer.   With the support from AIA IM, AIA Philam Life launches the Elite Funds, offering options to customers depending on their risk appetite: Adventurous Fund, Balanced Fund, and Conservative Fund. These funds are sub-managed by leading global investment managers Baillie Gifford, Wellington Management, and Blackrock.     “Through our partnership with AIA IM, we are able to give our clients access to a global portfolio of professionally managed funds that can help them grow their money in the long run,” said Arleen Guevara, AIA Philam Life Chief Investment Officer. “By giving them more investment options, we are empowering them to achieve their long-term savings objective, thus bringing to life our brand purpose of helping Filipinos live Healthier, Longer and Better Lives.”   Find out how you can invest in these funds by visiting the AIA Philam Life website at philamlife.com, Facebook page at https://www.facebook.com/AIAPhilamLife/, emailing philamlife@aia.com or calling (02)8528-2000.

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INSULAR LIFE 110th ANNIVERSARY 

November 25, 2020

Corporate

By: PR, 110 Years For the Filipino: Lessons of hope, courage, and overcoming the pandemic  Eleven decades and one would think, you’ve seen them all. But each of these periods is unique unto themselves; they are different from each other with their own distinctive highlights.   What is certain is that Insular Life (InLife), has been for the Filipino all these 110 years.  And these past eleven decades presented interesting experiences of their own: the first half is of growth and expansion, its second a series of great years and some costly lessons. There were periods of unprecedented growth as well as intervals of tempered expectations.  Today InLife attains another high point, becoming one of very few Filipino companies surpassing 110 years of success and continued service and operation since 1910. But as the company celebrates this milestone, the world is gripped yet again, by a most crippling crisis – a deadly battle against the unseen.  Medical frontliners receive PPEs from Bryan’s group at the height of the pandemic. The COVID-19 pandemic may be the worst crisis of this generation, because all at once it became a global health, humanitarian and economic crisis. This is exacerbated by the fact that there are no manuals for solutions, no past lessons from which to learn. For InLife, we view these uncertainties as opportunities to serve and to fulfill a promise to be with the Filipino at all times, even in the worst of times.  From her car, Patty Vazquez drove the streets of Sta. Rosa, Laguna to distribute goods to the elderly to help them cope with the lockdown. Lifting up others  Such is the case for InLife employees Bryan De Matta and Patty Vasquez. During the early weeks of the pandemic, Bryan and his two other high school friends, noticed that in their hometown in Binan, Laguna, doctors treating COVID patients were also getting infected.  “One reason bakit nahahawa ang mga doctors is because of direct contact with patients during a process called intubation,” he said.  Bryan explained that doctors put a tube into the windpipe of severe Covid patients to help them breathe. But this direct contact procedure increased the risk of getting infected.  “We launched a project called ‘Pledge a Box’ over social media to solicit  donations so we can buy aerosol boxes for hospitals,” he said.  These aerosol boxes are made of transparent acrylic material and placed over the head of the patient. The box created a separation between the doctor and the patient.  From March to April, Bryan’s group distributed 45 aerosol boxes to 16 hospitals in Metro Manila, Bulacan, Cavite, and Ilocos.  For 25-yearold employee and entrepreneur Patty Vasquez, it was seeing the elderly struggle during the pandemic that made her decide to do something to help.  “I started my branded shoe business (www.PAVPH.com) in 2019,” shared Patty. “I do it online so that I can still be fully employed at Insular Life,” she confessed.  “Yung business ko kapag kumikita ng malaki tumutulong kami sa iba. Lalo na ngayong pandemic, kailangan tumulong sa kapwa,” she said.  Patty explained that shoes and heels are not essential goods. “What our people need are food, water, and medicine,” she said.  “During the lockdown nag sale ako online and I called it ‘Shop For a Cause’. I promoted it on my FB and on my IG. All the proceeds of my April sales were donated to the most vulnerable families in Sta. Rosa (Laguna) and to frontliners like policemen and Barangay workers. Kasi sila yung mga nasa labas,” she said.  With proceeds from ‘Shop for a Cause’ and her personal money from her mid-year bonus, Patty was able to buy stocks of noodles, canned goods, biscuits, rice, water, and medicines for 200 senior citizens and frontline workers.   Pledge to Protect After the success of ‘Pledge a Box’, Bryan and his group launched another project called ‘Pledge to Protect’.  “Medical workers were pleading for personal protective equipment (PPEs). That became our next project.” Bryan shared.  Through sustained social media drive, solicitations, and family contributions, Bryan’s group collected P175,000 which they used to buy 450 PPEs, disposable shoes, and caps for hospitals in Laguna.  Asked why millennials like them embarked on a selfless act for others, both Bryan and Patty credit the example they witnessed at work.   “We are part of the bigger community. We must be aware. Not only sa ganitong situation dahil ang mga Filipino ay laging handang tumulong,” Bryan said. Patty added: “Na-inspire ako lalo noong nag volunteer ako sa Insular Foundation. It is about giving back. Iyong humanitarian heart ni InLife is aligned with my goals as a person.” Both Bryan and Patty are volunteer-employees of Insular Foundation.  Ida Jacob helps her agents cope with the new normal. Ida’s story  While Bryan and Patty took care of senior citizens and frontline workers during the pandemic, another InLifer took on the care of the people under her.  Ida Jacob, who started her insurance career as an InLife employee in 1988, turned out to become one of InLife’s most successful agency leaders.  Graduating Summa Cum Laude at the Colegio de Sta. Isabel (now Universidad de Sta. Isabel) in Naga City, Ida first ventured into the world of the academe. But her father, at that time already a seasoned and successful insurance agent, urged her to try InLife. After years of prodding from her father, she relented. “I was hired as a trainer. Later I was transferred to sales. After about four years, I was promoted as district manager and later on as agency leader,” Ida recalled with fondness.  Ida said she that from that time on, she has devoted her time, energy and talent to honing the skills of financial advisors, especially more so, during this period of the pandemic. “I want all my agents to be able to adopt, all my leaders, all my advisors dapat lahat sila makasabay. I need to sustain their morale, their motivation, monthly, weekly, kung pwede, kahit daily,” she said.  Ida admitted that caring for her agents is a role she takes to heart. “I don’t control the minds of my agents, but hopefully by my actions and example, I can inspire them.” It is what she hopes to achieve for her Company, InLife. “It’s Filipino! InLife is invested in our own country because we do not repatriate income to a mother company abroad. If they should get insured, it should first be by a Filipino,” she said. For more inspiring stories on resiliency, hope, and overcoming the pandemic, please visit: https://www.insularlife.com.ph/news/insular-life-highlights-filipinos-resilience-and-hope-473

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Coca-Cola Partners with Unilever to Protect Communities from Covid-19

November 24, 2020

Corporate

By: PR, MANILA, NOVEMBER 20, 2020 – Coca-Cola Beverages Philippines, Inc. (CCBPI)—the bottling arm of Coca-Cola in the country—and consumer goods manufacturer Unilever Philippines have teamed up to promote proper handwashing in communities across the Philippines, with the goal of strengthening the country’s collective campaign to mitigate the spread of COVID-19.  CCBPI and Coca-Cola Foundation Philippines (CCFPI) will be installing 37 handwashing stations across the Philippines, specifically in high-traffic locations such as public markets and terminals. Half of the total funding was drawn from proceeds from the 2019 Coca-Cola Charity Golf Classic, where Coca-Cola had raised over Php 3 million from sponsor pledges.  “Supporting local communities has always been an integral part of our operations,” said Gareth McGeown, CCBPI President and Chief Executive Officer. “We are committed to the efforts to protect communities from COVID-19, particularly through creating safer and healthier spaces for Filipinos. We are proud to have found a partner in Unilever who share the same goal." Unilever Philippines will be providing Lifebuoy soap for one year and will help develop information and education campaigns to promote proper hygiene through handwashing—which remains one of the simplest and most effective lines of defense against the coronavirus. “We remain focused on helping Filipino families rebuild communities and livelihoods across the country. We thank Coca-Cola and all the local government units involved for this opportunity to show our Malasakit culture of Sama-Sama, Tulong-Tulong as we continue the call to make proper hand hygiene commonplace for all Filipinos through Lifebuoy,” shares Benjie Yap, Chairman and CEO of Unilever Philippines.  The first batch of handwashing stations to be completed this 2020 covers ten public areas in Luzon, six in the Visayas, and four in Mindanao—including public markets, transportation terminals, and plazas. Coca-Cola targets to complete all installations by early 2021.  A collective effort toward safer public spaces CCBPI has also pledged to ensure the project’s sustainability by covering the maintenance costs of the stations for a year. Stakeholders in local government, meanwhile, are tasked to monitor the security, cleanliness, and proper disposal of water outflow through existing drainage systems. “We are steadfast in our promise to foster stronger partnerships with our local partners and stakeholders, especially during these difficult times,” said Cecile Alcantara, CCFPI President. “With all our partners’ active participation in promoting proper handwashing and equipping communities with multiple handwashing stations, we are able to work together towards a more impactful approach in creating better and safer environments for our communities.”  Importance of handwashing in preventing spread of COVID-19 CCBPI and Unilever strengthens the initiative through the implementation of an information, education, and communication (IEC) campaign to emphasize the importance of proper handwashing, co-developed with Unilever through its top global hygiene brand Lifebuoy for local government units. The COVID-19 pandemic reinforces the importance of proper handwashing, which contributes greatly to the prevention of health risks via contact transmission of the virus. In the country, about 3.3 million households or 14.7 million Filipinos may not be able to comply with proper hand hygiene guidelines due to the absence of handwashing areas or lack of soap and usable water. Given this, the two-pronged approach of educating people on the importance of proper handwashing and the installment of necessary facilities is crucial to keeping communities safer.  CCBPI's partnership with Unilever is one of the initiatives undertaken by the bottling company to provide its stakeholders with much-needed support during the pandemic. Earlier in 2020, Coca-Cola in the Philippines pledged Php150M toward COVID-19 efforts—through this, the Company was able to provide over 2 million liters of Wilkins water to frontliners and communities, as well as PPEs to medical workers. More recently, the Balik Pinas Program launched in September seeks to provide returning OFWs with business opportunities to help them rebuild and restart.  This partnership aligns fully with Unilever’s Malasakit for All, a program to support employees, partners, and communities – rapidly launched in March 2020. Among the initiatives included are provision of more than P100M worth of Unilever hygiene relief packs, PPEs, RT-PCR test kits, and medical ventilators to hospitals, NGOs, and affected groups nationwide. Lastly, the company also repurposed local manufacturing lines to produce Lifebuoy hand sanitizers to help Filipino communities in preventing the spread of diseases through proper hand hygiene.  Amid this global crisis, CCBPI and Unilever remain committed to exhibit purpose in action by creating meaningful initiatives for its people and for Filipinos nationwide. About Coca-Cola in the Philippines Coca-Cola has been refreshing Filipinos and making a difference in the Philippines for 108 years. The Philippines was Coca-Cola’s first market in Asia to begin local bottling operations. Today, the Coca-Cola system in the Philippines has evolved into a total beverage company, offering 19 brands in its beverage portfolio and employing over 10,000 Filipinos in over 19 manufacturing facilities and more than 60 distribution centers nationwide. As part of its long-standing commitment to the country, Coca-Cola continues to #GOBEYONDGOOD as a business by continuously supporting safe water access programs in over 200 communities, empowering over 200,000 women entrepreneurs through training and peer mentoring, and accelerating packaging collection and recycling under its global World Without Waste initiative. About Unilever Unilever is one of the world’s leading suppliers of Beauty & Personal Care, Home Care, and Foods & Refreshment products with sales in over 190 countries and reaching 2.5 billion consumers a day. Over half of the company’s footprint is in developing and emerging markets. Unilever has around 400 brands found in homes all over the world, including Axe, Breeze, Dove, Knorr, Lady’s Choice, Magnum, Rexona, Selecta, Sunsilk, and Surf.  Since 2010 we have been taking action through the Unilever Sustainable Living Plan to help more than a billion people improve their health and well-being, halve our environmental footprint and enhance the livelihoods of millions of people as we grow our business.    

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SEC reminds Normin, Caraga corporations to submit audited financial statement before June 30

June 9, 2020

Money Matters

By: PR, THE Securities and Exchange Commission – Cagayan de Oro Extension Office (SEC-CDOEO) reminds all corporations for the submission of Audited Financial Statements (AFS) which is due this June 30, 2020. The Northern Mindanao and Caraga Regions’ Stock and Non-Stock corporations whose fiscal year ends November 30, 2019 and December 31, 2019 are obliged to submit their AFS together with the General Information Sheet (GIS) otherwise corresponding penalties will incur.       Atty. Renato V. Egypto, Director for SEC-CDOEO in a statement reminds all corporations to file and submit their reports “For all corporations, it is best to file early as now for us to avoid crowd or mass gathering. The SEC-CDOEO has been open to accept submissions since the occurrence of pandemic in the region”.       SEC-CDOEO accepts walk-in submissions from Monday to Friday (8:00AM – 5:00PM). Preemptive measures are observed in the office and thus, clients are directed to follow.       For areas with travel restrictions, clients may send their reports via courier with mailing address: SEC Bldg., Tomas Saco Del Lara Sts., Macasandig, Cagayan de Oro City.       Sending through e-mail (soft copies) is also accepted however will be deemed as partial submission considering that hard copies will complete the requirements. With this, electronic signatures, and unnotarized documents are temporarily allowed. Reports have to be submitted through reports_cdo@sec.gov.ph.       This submission is in pursuance to the Revised Corporation Code, under Sec. 177 (a) which requires all corporations to submit their annual financial statements to be audited by an independent Certified Public Accountant, however, if total assets or total liabilities of the corporation are less than Six Hundred Thousand Pesos (Php 600, 000.00), the financial statements shall be certified under oath by the Corporation’s treasurer or chief financial officer.       The reportorial requirements shall be submitted annually and within such period as may be prescribed by the Commission.       The AFS other than the consolidated financial statements, shall have the stamped “received” by the Bureau of Internal Revenue (BIR) or its authorized banks, unless the BIR allows an alternative proof of submission for its authorized banks (e.g. bank slips).       Late filings shall have corresponding penalties as imposed by the Commission guidelines, and/or may place the Corporation under delinquent status in case of failure to submit the reportorial requirements three (3) times, consecutively or intermittently, within a period of five (5) years. The Commission shall give reasonable notice to and coordinate with the appropriate regulatory agency prior to placing under delinquent status companies under their special regulatory jurisdiction.

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Unemployed persons in R10 rise to 236,000 as of April 2020

June 9, 2020

Money Matters

By: PSA PR, RESULTS of the April 2020 Labor Force Survey shows that unemployment rate in the region registered at 11.1 percent. This is the highest recorded unemployment rate since 2005. Unemployment rate in January 2020 was reported at 3.2 percent while April 2019 unemployment rate posted at 5.0 percent.   In terms of magnitude, the total number of unemployed individuals as of April 2020 reached to 236,000, higher than the recorded unemployed persons in April 2019 at 121,000. In other words, there are 115,000 more individuals who are unemployed as of April 2020 as compared to the same period in the previous year which reflects the impact of CoVID-19 economic shutdown to the labor market.   The region's unemployment rate is lower than the national average of unemployment rate at 17.7 percent. The region also posted the lowest unemployment rate among the 17 regions.   Employment rate in the region fell to 88.9 percent in April 2020 from 96.8 percent in January 2020. In April 2019, employment rate registered at 95.0 percent. This translates to a decrease in the employed persons by around 400 thousand, that is, from 2.3 million employed persons in April 2019 to 1.9 million persons in April 2020.   The region, however, recorded the highest employment rate among the 17 regions of the country.

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PSBank Q1 net income: P646.2m

May 7, 2020

Money Matters

By: , THE Philippine Savings Bank (PSBank), the consumer banking arm of the Metrobank Group, recorded a net income of PhP646.2 million for the first quarter of 2020. Net interest income grew 21.8% to PhP3.2 billion versus the same period last year while net service fees reached PhP458.1 million. Net Income for the first quarter of 2020 is lower by 5.1% on increased credit provisioning. Total loan portfolio as of the first quarter of this year grew by 3.6% to PhP165.0 billion coming from the strong demand in the first two months of this year prior to the Enhanced Community Quarantine (ECQ) period. This contributed to total assets growth of 1.8% year-on-year to PhP240.3 billion. Low-cost deposits improved by 10.2% reaching PhP60.6 billion. Gross non-performing loans is stable at 3.7%. PSBank’s balance sheet remains strong with capital of PhP34.8 billion. The Bank’s total Capital Adequacy Ratio (CAR) of 17.2% is well above the regulatory minimum of 10%. “PSBank has a strong balance sheet and capital position coming into this unprecedented situation. Cognizant of the potential impact of the pandemic to the economy, we decided to exercise prudence by increasing provisions to 150% versus previous year. During the quarantine period, the Bank continued to operate 80% of its branches while keeping in place precautionary measures to ensure that our customers and employees are safe. Both customer and IT support were further strengthened to keep our online banking services available 24/7, this being the alternative banking channel during these times,” PSBank President Jose Vicente Alde said. To assist customers during this period, the Bank put together an easy-to-use ‘Quick Customer Enquiries’ module in its website which shows information on daily branch schedules, fraud protection tips, loan payment grace periods, and how-to guides on banking services. PSBank ensured the availability of safe and convenient digital banking services for customers to still do their banking transactions: Check deposit using the PSBank Mobile Check Deposit facility launched in September 2019; Mobile and Online fund transfers via InstaPay and PESONet;  PaSend for mobile cash remittances withdrawable from over 1,000 combined PSBank and Metrobank ATMs nationwide; payment of bills via mobile or online; and 24/7 cash availability in PSBank ATMs. PSBank likewise made it easy for customers to reach the bank through various communication platforms: Chatbot “ISSA” via FB Messenger (Interactive, Speedy & Simpleng Assistant) for quick queries; “LiveChat” if customers wish to interact with our Customer Associates; and our 24/7 Customer Experience Hotline for phone-in concerns. (PR)

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PH seen losing $4.5B in cash remittances due to pandemic in ‘best-case scenario’

April 19, 2020

Money Matters

By: , The Philippines, in a best-case scenario, will likely lose some $4.5 billion (P228 billion) in cash remittance inflows from migrant Filipino workers this year due to the COVID-19 pandemic, the ACTS-OFW Coalition of Organizations said on Sunday. “Without the pandemic, we would have expected the aggregate incoming cash transfers from Filipinos overseas to grow by $1.5 billion (or by five percent) this year,” said ACTS-OFW chairman Aniceto Bertiz III. “However, on account of the severe global economic devastation caused by the pandemic, we now project total remittances to reach only $27 billion this year, or down by $3 billion from $30 billion in 2019, assuming the best possible outcome,” Bertiz, a former member of Congress, said. Bertiz said migrant Filipino workers in the following sectors around the world are bearing the brunt of the economic destruction and job losses: ·      Shipping (both merchant and cruise operations) and shipping-related support services; ·      Aviation and aviation-related support services (including crewing operations, aircraft maintenance and catering); ·      Travel and tour operations; ·      Hotels, resorts and restaurants; ·      Gaming; and ·      Oil, gas and energy exploration and development (including related construction). “The foreign labor markets for Filipino workers – except for medical professionals and technicians – will shrink considerably this year, as the global economy declines,” Bertiz said. The collapse of crude oil prices to $20-$25 per barrel is foreseen dampening to a large extent the demand for Filipino workers – from engineers to construction workers – in the Middle East, Bertiz said. The kingdoms in the region heavily dependent oil and gas income are anticipated to spend less aggressively on new public infrastructure, according to Bertiz. “The global economic recession will also reduce the demand for Filipinos sailors as shipping traffic sinks,” Bertiz said. The Philippines is the world’s second-largest supplier of licensed ship officers and the top provider of unlicensed ship ratings or non-officer crew. Some 450,000 Filipino sailors serve on ocean-going bulk carriers, container ships, oil, gas, chemical and other product tankers, general cargo ships, pure car carriers and tugboats around the world. Global ports operator International Container Terminal Services Inc. (ICSTI) earlier reported that shipping container volumes across its terminals in 20 countries fell by 10-15 percent in March alone, and are expected to decline further in April. Meanwhile, Bertiz said ACTS-OFW is counting on the government to provide financial assistance to Filipino workers overseas who have lost income under the “no work, now pay policy” of their employers. The Overseas Workers Welfare Administration last week began accepting online applications for the $200 (P10,000) cash aid for Filipino workers abroad “who have experienced job displacement due to the host country’s imposition of a lockdown or community quarantine.”

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SM 3 DAY SALE - NOVEMBER 28-30

November 24, 2020

Billboard

By: , Need gifts for everyone on your list? Shop for the holidays at #TheSMStore's 3-Day Sale this November 28, 29, and 30! ✅ Up to 50% off on selected items ✅ Extra 10% discount with your SMAC Prestige or SMAC* ✅ More discounts for BDO credit cardholders Shop via #SMCallToDeliver, call #143SM (#14376) or join us on Viber (bit.ly/JoinSMViber).   *With a minimum P3,000 single-receipt purchase on November 29 and 30 Per DTI Fair Trade Permit No. FTEB 107910, Series of 2020

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PCSO Public Advisory (November 12, 2020)

November 13, 2020

Billboard

By: ,

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PCSO Public Advisory (WAP)

November 13, 2020

Billboard

By: ,

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PCSO Public Advisory

November 12, 2020

Billboard

By: ,

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